🏠 Weekly Mortgage Rates — June 22, 2026 | FHA, Conventional, Jumbo & More

Mortgage rates this week reflect a market that continues to reward prepared borrowers. American RE Group has published 18 rate charts across six loan programs — FHA, Conventional, Jumbo, DSCR, Cash-Out, and Bank Statement — giving buyers, homeowners, and investors a clear, side-by-side look at today's most competitive options. First-time home buyers will find strong value in this week's FHA purchase rates, available on both 30-year fixed and newly added ARM options including the 5/1 and 3/1 ARM structures, all with just 3.5% down and zero lender fees. Conventional buyers have four rate charts to compare this week, spanning fixed and adjustable-rate options at both 10% and 20% down, with no points and no processing fees across the board. For real estate investors, DSCR purchase and cash-out refinance options remain available at a 1:1 ratio with competitive terms on single-family investment properties, and Bank Statement borrowers — including self-employed professionals and business owners — have two dedicated programs designed to qualify on actual cash flow rather than tax returns.

👉 Key takeaway: Whether you are buying your first home, pulling equity out of a primary residence, or scaling a rental portfolio, this week's rate environment offers real opportunity — especially for borrowers who can move quickly. ARM products like the 5/6, 7/6, 5/1, and 3/1 structures are worth a serious look right now, as they are currently priced more aggressively than 30-year fixed options and can deliver meaningful monthly savings for buyers who plan to sell or refinance within a defined window. Cash-out refinance borrowers at 75% LTV have three program options this week — fixed and ARM — all structured with no points and no lender fees, meaning more of your equity stays in your pocket. Locking in a rate today through American RE Group means you benefit from transparent pricing with no hidden costs, fast closings, and a loan team that will walk you through every option before you commit to anything.

If you have questions about which loan program fits your situation — or you are ready to get pre-approved and lock in today's rate — connect with the American RE Group lending team directly. Our loan specialists work across FHA loans, jumbo loans, conventional mortgages, DSCR investment financing, and self-employed home loan programs, and we are here to give you straightforward answers without the runaround. Reach out this week, review the full rate sheet, and let us help you move forward with confidence.

30 Yr Fixed FHA, Purchase, 3.5% DOWN, Primary Residence, 760+ FICO, Single Family or Condo, First Time Home Buyer, No Lender Fee. No Processing Fee.

NEW 5/1 ARM FHA, Purchase, 3.5% DOWN, Primary Residence, 760+ FICO, Single Family or Condo, First Time Home Buyer, No Lender Fee. No Processing Fee.

NEW 3/1 ARM FHA, Purchase, 3.5% DOWN, Primary Residence, 760+ FICO, Single Family or Condo, First Time Home Buyer, No Lender Fee. No Processing Fee.

30 Yr Fixed FULL DOC, Conventional PURCHASE, 20% DOWN, Primary Residence, Purchase, 760+ FICO, Single Family or Condo, First Time Home Buyer, No lender Fee, No Processing Fee.

Curious about rate exceptions?

Your deal could be even stronger than what you see online.

30 Yr Fixed FULL DOC, Conventional PURCHASE, 10% DOWN, Primary Residence, Purchase, 760+ FICO, Single Family or Condo, First Time Home Buyer, No Underwriting Fee, No Points, No Processing Fee

NEW 5/6 ARM Conventional FULL DOC, PURCHASE, 20% DOWN, Primary Residence, Purchase, 760+ FICO, Single Family or Condo, First Time Home Buyer, No lender Fee, No Processing Fee

NEW 7/6 ARM Conventional FULL DOC, PURCHASE, 20% DOWN, Primary Residence, Purchase, 760+ FICO, Single Family or Condo, First Time Home Buyer, No lender Fee, No Processing Fee

FULL DOC, 30 YR Fixed, CASH OUT, 75%LTV, Primary Residence, Purchase, 760+ FICO, Single Family or Condo, First Time Home Buyer, No Points, No lender Fee, No Processing Fee

FULL DOC, 5/1 ARM CASH OUT, 75%LTV, Primary Residence, Purchase, 760+ FICO, Single Family or Condo, First Time Home Buyer, No Points, No lender Fee, No Processing Fee

We Cover It, One Way or Another

Appraisal waived? Perfect. If not, the fee comes back to you at close.

FULL DOC, 7/1 ARM CASH OUT, 75%LTV, Primary Residence, Purchase, 760+ FICO, Single Family or Condo, First Time Home Buyer, No Points, No lender Fee, No Processing Fee

DSCR, Purchase, 1:1 Ratio, Investment Properties Only, 25% DOWN, 5 Year Prepay (No Prepay also available ), SFR, 760+ FICO, No Lender Fee, No Points

CASH OUT DSCR, Refinance, 1:1 Ratio, Investment Properties Only, 70% CLTV, 5 Year Prepay, SFR, 760+ FICO, No Lender Fee, No Points

12 Mo. Bank Statement, PURCHASE, 20% DOWN, Primary Residence, Purchase, 760+ FICO, Single Family or Condo, No Lender Fee, No Points

Your mortgage is not one-size-fits-all. Contact us about rate exceptions or tailored solutions to help lower your monthly payment.

12 Mo. Bank Statement, CASH OUT, 70% LTV, Primary Residence, Purchase, 760+ FICO, Single Family or Condo, No Lender Fee, No Points

JUMBO, Conventional 30 Year Fixed, SFR, Purchase, Primary Residence, Full Doc, 75% LTV, 760+ FICO, No Lender Fee. No Points. No Processing Fee

JUMBO, Conventional 30 Year Fixed, SFR, Purchase, Primary Residence, Full Doc, 80% LTV, 760+ FICO, No Lender Fee. No Points, No Processing Fee

JUMBO, DSCR, SFR, Purchase, Investment, 5 Year Pre Pay, 75% LTV, 760+ FICO, No Lender Fee, No Points

JUMBO, SFR, Purchase, 12 Months Bank Statements, Primary, 75% LTV, 760+ FICO, No Lender Fee

Our team at AmericanReGroup monitors rates every day to ensure you get the best deal. Plus, ask us about rate exceptions or personalized options that could reduce your monthly payment.

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