Lock In Low FHA Rates Before They Move — Conventional & Jumbo Hold Steady

Mortgage rates are showing modest movement, but FHA programs have dropped, offering borrowers a rare opportunity to secure low-5% financing. Conventional, Jumbo, DSCR, Cash-Out, and Bank Statement loans remain largely unchanged, providing a predictable market — but now is the time to lock your rate before conditions shift.

NEW 3/1 ARM FHA, Purchase, 3.5% DOWN, Primary Residence, 740+ FICO, Single Family or Condo, First Time Home Buyer, No Lender Fee. No Processing Fee.

NEW 5/1 ARM FHA, Purchase, 3.5% DOWN, Primary Residence, 740+ FICO, Single Family or Condo, First Time Home Buyer, No Lender Fee. No Processing Fee.

30 Yr Fixed FHA, Purchase, 3.5% DOWN, Primary Residence, 740+ FICO, Single Family or Condo, First Time Home Buyer, No Lender Fee. No Processing Fee.

30 Yr Fixed FULL DOC, Conventional PURCHASE, 20% DOWN, Primary Residence, Purchase, 740+ FICO, Single Family or Condo, First Time Home Buyer, No lender Fee

Curious about rate exceptions?

Your deal could be even stronger than what you see online.

NEW 5/6 ARM Conventional FULL DOC, PURCHASE, 20% DOWN, Primary Residence, Purchase, 740+ FICO, Single Family or Condo, First Time Home Buyer, No lender Fee

NEW 7/6 ARM Conventional FULL DOC, PURCHASE, 20% DOWN, Primary Residence, Purchase, 740+ FICO, Single Family or Condo, First Time Home Buyer, No lender Fee

FULL DOC, 30 YR Fixed, CASH OUT, 75%LTV, Primary Residence, Purchase, 740+ FICO, Single Family or Condo, First Time Home Buyer, No Points, No lender Fee

FULL DOC, 5/1 ARM CASH OUT, 75%LTV, Primary Residence, Purchase, 740+ FICO, Single Family or Condo, First Time Home Buyer, No Points, No lender Fee

We Cover It, One Way or Another

Appraisal waived? Perfect. If not, the fee comes back to you at close.

FULL DOC, 7/1 ARM CASH OUT, 75%LTV, Primary Residence, Purchase, 740+ FICO, Single Family or Condo, First Time Home Buyer, No Points, No lender Fee

DSCR, Purchase, 1:1 Ratio, Investment Properties Only, 20% DOWN, 5 Year Prepay (No Prepay also available ), SFR, 760+ FICO, No Lender Fee, No Points

CASH OUT DSCR, Refinance, 1:1 Ratio, Investment Properties Only, 70% CLTV, 5 Year Prepay, SFR, 760+ FICO, No Lender Fee, No Points

12 Mo. Bank Statement, PURCHASE, 20% DOWN, Primary Residence, Purchase, 760+ FICO, Single Family or Condo, No Lender Fee, No Points

Your mortgage is not one-size-fits-all. Contact us about rate exceptions or tailored solutions to help lower your monthly payment.

12 Mo. Bank Statement, CASH OUT, 70% LTV, Primary Residence, Purchase, 760+ FICO, Single Family or Condo, No Lender Fee, No Points

JUMBO, SFR, Purchase, Primary Residence, Full Doc, 75% LTV, 760+ FICO, No Lender Fee.

JUMBO, SFR, Purchase, DSCR, Investment, 70% LTV, 760+FICO, 1 Yr PrePay, No Lender Fee

JUMBO, SFR, Purchase, 12 Months Bank Statements, Primary, 75% LTV, 760+FICO, No Lender Fee

Our team at AmericanReGroup monitors rates every day to ensure you get the best deal. Plus, ask us about rate exceptions or personalized options that could reduce your monthly payment.

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